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If you're expecting, do your budget as soon as you can and factor in how long you've got.
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Who can take a payment holiday?Check who has 'parental responsibility' If you die, responsibility for your kids goes to anyone with 'parental responsibility'.Not all banks allow payment holidays on all mortgages, so you'll need to contact your bank to find out if it offers them, and whether you're eligible to take one.Remember, babies grow rapidly.Boots Parenting Club bonus Advantage points Sign up to the Boots* Parenting Club for offers, free mags aimed at your child's age group and 10 Advantage points for every 1 spent on baby items instead of the normal four points.With Tax-Free Childcare, working parents (if you're a couple, both of you must work can put 80 in an account to pay for childcare and 20 is added.
Here are some of the items on fourumites' 'don't buy' lists: Nappy bins "Value nappy sacks do the job fine.
Also ask friends and family if they've any unused prams or pushchairs you could borrow if you don't mind the type, it may save you having to buy one at all.
Check whether they're available at yours.
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You can even enjoy upto a 50 cashback and avail specific FreeTaxUSA promo code when there is a thrilling FreeTaxUSA sale going.Cinemas can offer special rates for kids, teens, families, students and off-peak films, so do check with your local first.Buy-one-get-one-free deals are a great way to save on consumables that don't go off and you use regularly.Use Money Mantras before baby impulse buys Shops are desperate to get you caught up in baby fever to make you spend, spend, spend, while trips out and coffee mornings soon add.Payments are made via your employer, so speak to your manager or human resources department.
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